Credit/Debt
Many former prisoners face credit and debt issues upon release from prison. Here are some sites that may be useful.
www.experian.com - Experian provides free credit reports/scores/history.
At www.freecreditreport.com , online credit reports are available with some conditions.
For credit repair (often for a fee) go to the Credit Repair and Debt Resource
Center at: www.nolo.com/resource.cfm . Some solid free advice via articles and publications is available. There is a great deal of usable information on: Debt Repayment, Cleaning-up Credit Reports, Dealing with Creditors, Student Loans, Credit and Debt Cards, along with a Tools and Resource Center. This includes: a Lawyer (finance) Directory, advice on FAQ’s, a Glossary of Financial Terms, and Bankruptcy info.
Similarly for debt counseling, there is a wide array of mostly for profit services including: Credit Solutions.com, www.debtsheild.com.
At www.greenpath.com, there is as overview of consumer credit counseling services for comparison.
The National Foundation for Credit Counseling (NFCC) at www.nfec.org , offers guides and resources for: Debt Crisis, Consumer Debt Advice, Bankruptcy and a national locator for NFCC member agencies.
www.Credit.com, provides valuable free advice on a variety of credit related issues: Debt Issues, Credit Reports and Cards, Loans, Money Management, Credit Law, Small Business Finance, and Home Buying. This site also offers a Learning Center with additional Publications, Resources, a Glossary and FAQ responses.
In Michigan, use the Michigan Business Directory at: www.michiganBusiness.us , for Credit Scores, Credit Repair Services/Counseling and Bankruptcy advice. Links to an extensive list of businesses and organizations specializing in credit issues are available.
Additional Resources
www.creditlawgroup.com - credit repair law firm (online)
www.taxresolution.com - help with the I.R.S.
